Credit Specialist
Core
Oversee the entire credit review and approval process for prospective customers across rental, sales, and materials business lines, making final lending decisions.
Role type
Credit Specialist (Lending & Risk)
Builds
Credit decisions and limits for EquipmentShare's rental, sales, and Forge & Build business lines
Domain
Financial Services / Equipment Leasing
Required skills
Credit analysis, risk analysis, financial statement analysis, credit report interpretation, lien management, regulatory compliance, data verification, stakeholder communication, system administration
Preferred skills
Experience with liens, knowledge of economics/accounting/finance
Technologies
Retool, JotForm, Dun & Bradstreet, Creditsafe, Equifax, ES Admin, Bistrack
Responsibilities
Review credit applications and conduct comprehensive credit analyses; verify customer information with state databases; pull and analyze third-party credit reports; determine need for personal guarantors; communicate credit decisions to branch staff; onboard customers into systems; identify and mitigate credit quality issues.
Seniority
Mid-level, hands-on IC