Financial Risk Specialist
Core
Build and manage risk and credit lifecycle frameworks for embedded financial products (loans, bank accounts, card issuing, overdrafts) within a technology company.
Role type
Second-line enterprise risk manager (financial risk)
Builds
Risk and credit lifecycle management frameworks, regulatory compliance strategies, and risk policies for embedded financial products
Domain
Financial technology / Banking regulation
Required skills
Credit risk management, Prudential banking regulation (CRR, CRD, Basel, OCC, PRA), Regulatory gap analysis, Risk policy development, SREP/DGS/ICAAP/ILAAP reporting, Recovery planning
Preferred skills
Financial auditing, Consulting experience, Stakeholder management, Change management
Technologies
N/A
Responsibilities
Build risk and credit lifecycle management frameworks; Implement remediation plans for internal and supervisory items; Challenge and support scaling of embedded financial products; Perform regulatory gap analyses; Contribute to risk policies and regulatory reports (SREP, DGS, ICAAP/ILAAP, Pillar 3)
Seniority
Mid-level (2+ years experience)
