CareerPlan

Software Engineer II, Marketplace Optimzation

San Carlos, CARemoteFull-timeCA$142k2026-09-21 → 2026-11-10

Core

Design and build scalable backend systems for real-time marketplace decisioning, matching, offer selection, and monetization to optimize capital flow and business outcomes.

Role type

Senior IC backend software engineer (marketplace optimization)

Builds

Real-time decisioning systems, matching engines, and monetization services for a two-sided capital marketplace

Domain

Fintech / AI lending marketplace

Required skills

Scalable backend system design, distributed systems architecture, production service development, observability, incident response, Generative AI tool usage

Preferred skills

Marketplace optimization, recommendation engines, low-latency high-throughput systems, ML integration, Ruby/Ruby on Rails, Python, Kotlin

Technologies

Ruby, Ruby on Rails, Python, Kotlin

Responsibilities

Design and operate scalable backend systems for real-time decisioning and matching; Build platform capabilities for experimentation and monetization; Develop reliable, observable services for distributed systems; Partner with Product, ML, and Data Science teams; Make architectural decisions to reduce coupling and create reusable capabilities

Seniority

Mid-level (2+ years), hands-on IC