Life Underwriter
Core
Evaluate individual risks for life insurance acceptance, modification, or decline based on medical history, physical condition, occupational hazards, and financial background.
Role type
Life insurance underwriter
Builds
Term and permanent life insurance products
Domain
Life insurance / Insurtech
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Risk selection (medical, non-medical, financial), critical thinking, independent problem solving, underwriting policies and guidelines knowledge
Preferred skills
LOMA, ALMI, FMLI, ALU, FALU designations, 4 year degree
Technologies
None stated
Responsibilities
Determine risk acceptance or decline, communicate underwriting decisions, gather information for decision making, influence process improvements
Seniority
Mid-level, independent contributor