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Principal Product Manager, Commercial Banking

CA - San Francisco💼 Full-time💰 $80,000–$100,000🗓 2026-08-18 → 2026-09-27

Core

Lead the strategy, roadmap, and delivery of a next-generation business banking platform for commercial clients, focusing on payments rails and treasury capabilities.

Role type

Principal Product Manager (0→1 platform)

Builds

Business accounts, payments rails (Wires, ACH, FedNow), treasury capabilities, and APIs

Domain

Commercial Banking / Financial Services / Payments Infrastructure

Deliverable

production ML models | product features

Required skills

Product management (10+ years), Platform product experience, B2B product experience, Team building and management, Cross-functional collaboration, Regulatory constraint translation, Strategic visioning, Technical fluency (APIs, ledgers, payments architectures)

Preferred skills

Stablecoin/tokenized deposits/blockchain settlement, Banking-as-a-Service, Treasury/cash management platforms, Developer-first financial platforms

Technologies

Wires, ACH, FedNow, RTP, APIs, Ledgers

Responsibilities

Define multi-year product vision and roadmap, Own and deliver client-facing experiences and APIs, Lead 0→1 product development from discovery to scale, Manage and grow a product team, Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations, Translate regulatory constraints into product solutions, Drive measurable outcomes (adoption, volume, reliability, cost efficiency, risk performance), Influence company strategy and mentor other PMs

Seniority

Principal, strategy & mentorship

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