Retail Loan Originator
Core
Guide members through the mortgage origination process, evaluating applications and communicating timelines, options, and requirements to ensure timely funding.
Role type
Retail Loan Originator (RLO)
Builds
Residential mortgage loans for SoFi members
Domain
Financial services / Mortgage lending
Required skills
Creditworthiness assessment, Loan application evaluation, Customer communication, Pipeline management, Regulatory compliance knowledge, Time management
Preferred skills
Residential mortgage loan experience, Federal/state mortgage licensing, Consultative sales skills, High-volume transaction processing
Technologies
MS Office, Internet, Multiple internal systems
Responsibilities
Evaluate initial loan applications and supporting documentation to assess creditworthiness and repayment ability; Perform preliminary analysis of applicants' credit, income, and assets; Communicate key origination timelines, product options, pricing, and underwriting requirements; Proactively engage with applicants to obtain required documentation; Coordinate with realtors, builders, and third-party partners; Manage loan process to ensure timely delivery of disclosures and closing documentation; Maximize monthly funded loan volume while maintaining quality and compliance standards.
Seniority
Individual Contributor (IC), entry to mid-level