Credit Manager
Core
Assess and evaluate lending applications through robust credit risk assessment, affordability analysis, and sound financial principles to support asset book growth while ensuring lending decisions remain within the Bank's risk appetite and regulatory framework.
Role type
Senior Credit Manager (Corporate/Structured Lending)
Builds
Corporate lending facilities, structured finance deals, and a high-quality credit portfolio
Domain
Banking / Corporate Finance / Structured Lending
Required skills
Credit risk assessment, financial analysis, regulatory compliance (Basel), stakeholder management, team leadership, decision-making, covenant monitoring, security package design
Preferred skills
Real estate/property finance knowledge, structured lending education, development experience (SBO)
Technologies
Basel requirements, credit documentation, quantitative/qualitative financial analysis tools
Responsibilities
Articulate credit appetite and guide deal structures; conduct quantitative and qualitative financial analysis for counterparty risk; perform annual risk reviews on the portfolio; assess valuation assumptions and cash flow metrics; design security packages and collateral arrangements; monitor covenants and drawdown controls.
Seniority
Senior, hands-on IC with leadership responsibilities