Head of Financial Crime Compliance and MLRO, Japan
Core
Lead Japan's financial crime compliance program and serve as the Money Laundering Reporting Officer (MLRO) and Officer Responsible for Sanctions Compliance for Wise's international payments business.
Role type
Senior IC compliance leader (Head of Financial Crime Compliance / MLRO)
Builds
Local compliance framework, regulatory engagement strategy, and control effectiveness for cross-border payments
Domain
Fintech / Digital Payments / Financial Crime Compliance
Required skills
Japanese regulatory expertise (Act on Prevention of Transfer of Criminal Proceeds, Payment Services Act, Foreign Exchange and Foreign Trade Act), financial crime risk assessment, sanctions compliance, customer due diligence, transaction monitoring, regulatory engagement, leadership, data analysis for risk
Preferred skills
CAMS or ICA certification, experience with Ministry of Finance inspections, cross-border payments, digital onboarding, platform partnerships
Technologies
None explicitly stated
Responsibilities
Lead the Japan financial crime programme and exercise MLRO responsibilities; Lead financial crime regulatory engagement with Japanese authorities; Discharge the sanctions compliance mandate; Understand and assess financial crime risks across customers and products; Strengthen customer and transaction controls; Demonstrate control effectiveness through monitoring and testing; Drive corrective action for control weaknesses; Support safe product development; Oversee global delivery for Japan; Bring clear decisions to governance forums; Build capability and accountability within the team
Seniority
Senior, hands-on IC with leadership mandate