KYC Operations Senior Analyst - SMA
Core
Senior Analyst responsible for Enhanced Due Diligence (EDD), approving high-risk customer onboarding, and analyzing transaction patterns to ensure compliance with AML/CFT regulations for Wise's money transfer platform.
Role type
Senior IC Financial Crime Compliance Analyst (EDD/AML)
Builds
Risk assessments and approval decisions for high-risk customers and transactions on Wise's international payment network
Domain
Financial Services / Anti-Money Laundering (AML) / Compliance
Deliverable
client delivery
Required skills
Enhanced Due Diligence (EDD), AML/CFT regulatory analysis, transaction behavior pattern analysis, risk-based decision making, policy interpretation, stakeholder communication, report drafting (SARs), audit support
Preferred skills
Knowledge of specific market regulatory frameworks, familiarity with legal/regulatory documents, project leadership
Technologies
Third-party vendor databases, company registries, internet search tools
Responsibilities
Review and approve high-risk customer onboarding cases; Analyze customer transaction history and behavior patterns; Conduct external research to verify customer identities and risks; Draft Suspicious Activity Report (SAR) narratives; Mentor junior analysts and update team SOPs; Support internal and external audits; Communicate with customers and internal teams regarding escalated cases
Seniority
Senior, hands-on IC with mentorship duties