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Cards Billing and Settlement Operations Technical Lead

Tallinn, ee💼 Full-time🗓 2026-08-18 → 2026-09-26

Core

Technical Team Lead owning strategy, automation, and cost reduction for Global Cards Billing and Settlement Operations.

Role type

Senior IC Technical Team Lead (Payments Operations)

Builds

Automated reconciliation workflows, cost-optimized settlement pipelines, and audit-ready control frameworks for Visa/Mastercard schemes.

Domain

Fintech / Global Payments / Card Schemes

Deliverable

production ML models | product features | dashboards & analysis | client delivery

Required skills

Visa/Mastercard billing and settlement domain expertise, payment methods and banking integrations, people management, strategic planning, stakeholder management, decision-making, prioritization

Preferred skills

SQL, dashboarding, automation thinking, practical AI usage

Technologies

SQL, banking integrations (direct debits, bank transfers)

Responsibilities

Define domain strategy for Spend Billing and Settlement to reduce operational costs; Own yearly roadmap and team OKRs; Account for key domain KPIs (SLA, reconciliation rate, cost per transaction); Lead root-cause analysis for settlement delays and billing issues; Ensure audit, compliance, and control readiness; Act as cross-functional point of contact for Finance, Treasury, and Payment Operations; Manage, coach, and upskill the team.

Seniority

Senior, hands-on IC with team leadership

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