Product Manager - Direct Debit & Alternate Payments
Core
Own end-to-end product strategy and execution for UK (Bacs) and EU (SEPA) Direct Debit rails, leading expansion into Open Banking, account-to-account (A2A), and emerging payment methods.
Role type
Senior Product Manager, Embedded Payments & Direct Debit
Builds
Embedded payment infrastructure for vertical SaaS partners across UK and EU markets
Domain
Fintech, Payments, UK/EU Regulatory Compliance
Deliverable
production ML models | product features
Required skills
Product management in fintech/payments, Bacs Direct Debit scheme rules, SEPA Direct Debit, Open Banking (PIS/AIS), PSD2/PSD3 frameworks, B2B/embedded product shipping, unit economics, PRD writing
Preferred skills
Variable Recurring Payments (VRP), Request-to-Pay (RtP), SEPA Instant Credit Transfer, GDPR data handling, scale-up fintech environment
Technologies
LLMs, AI coding assistants, AI-powered analytics tools
Responsibilities
Own and evolve product roadmap for Bacs and SEPA, reduce failure rates and drive down cost-per-transaction, partner with Compliance/Legal on regulatory adherence, lead Open Banking and A2A product development, define roadmap for emerging payment methods, drive agile delivery with cross-functional squads, monitor product health via dashboards, embed AI tools into product lifecycle
Seniority
Senior, hands-on IC