Credit Analyst Manager
Core
Conduct comprehensive credit analysis and risk assessment to evaluate loan feasibility, determine credit terms, and maintain the quality of productive credit portfolios.
Role type
Manager-level credit analyst
Builds
Loan approvals and credit commitments for productive lending portfolios
Domain
Banking / Finance / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial statement analysis, Cash flow analysis, Financial ratio analysis, 5 Cs of credit assessment, Industry risk evaluation, Market risk assessment, Operational risk assessment, Regulatory compliance knowledge, Credit portfolio monitoring, Business relationship management
Preferred skills
None stated
Technologies
Spreadsheet software, Financial analysis software
Responsibilities
Analyze financial statements and business risks to assess creditworthiness, Evaluate industry, market, and operational risks to determine potential credit losses, Monitor credit portfolios to identify and mitigate risks, Determine loan amounts and terms based on analysis, Prepare credit reports and recommendations for senior management and committees, Collaborate with sales and risk teams for efficient decision-making, Ensure compliance with banking regulations and company policies, Identify new business growth opportunities, Maintain relationships with client companies
Seniority
Manager, hands-on IC with team collaboration