Backend Technical Lead (Merchant Lending)
Core
Lead the design and delivery of backend services for a cloud-native, event-driven Merchant Lending platform enabling embedded lending across Southeast Asia and South Africa.
Role type
Senior IC Backend Technical Lead (Fintech)
Builds
Distributed backend services, APIs, and event-driven workflows for onboarding, underwriting, offer generation, repayment, and servicing.
Domain
Fintech / Embedded Lending / Digital Banking
Deliverable
production ML models | product features | infrastructure
Required skills
Java, Python, distributed systems, microservices, event-driven architecture, API design, AWS, system design, technical documentation, incident management, CI/CD, mentoring
Preferred skills
Fintech/lending domain knowledge, multi-country platform experience, observability, regulated environment operations, AI-assisted engineering tools
Technologies
Java, Python, AWS
Responsibilities
Lead architecture and delivery for Merchant Lending services; Design distributed systems and event-driven workflows; Drive technical decisions on scalability and resilience; Mentor engineers through design and code reviews; Improve engineering practices in CI/CD and incident management; Support production operations and root-cause analysis.
Seniority
Senior, hands-on IC with leadership responsibilities
