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Principal Software Engineer, Capital Marketplace

🌐 Remote💼 Full-time💰 $186,100–$186,100🗓 2026-07-10 → 2026-07-31

Core

Architecting and evolving the Capital Marketplace systems that power Upstart's AI-based lending operations, managing capital provider onboarding, and optimizing connections between lending partners and investors.

Role type

Principal Software Engineer (Capital Marketplace)

Builds

Capital Marketplace platform, financial reporting systems, and forecasting tools for internal and external business partners.

Domain

Fintech / AI Lending / Capital Markets

Deliverable

production ML models | product features | dashboards & analysis

Required skills

Large-scale system architecture, cross-team leadership, technical roadmap definition, mentoring technical leaders, complex business-technical translation, rapid growth environment experience

Preferred skills

Multi-quarter technological vision execution, engineering process optimization, organizational gap analysis, influence without authority, product and analytical mindset (ROI/risk/trade-offs)

Technologies

(Not explicitly listed)

Responsibilities

Define long-term technical roadmap aligned with business objectives, guide architectural evolution of shared systems, drive alignment across complex technical requirements, evaluate and roll out new technologies, partner with product leaders to shape direction, mentor and develop technical leaders

Seniority

Principal, strategy & mentorship

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