Staff Data Scientist - Credit and Lending ML
Core
Build and own the inference layer for a small business lending program, turning transaction data into defensible views of business health to drive lending decisions.
Role type
Staff Data Scientist (Credit and Lending ML)
Builds
Production ML models for transaction classification, revenue estimation, and forecasting for small business lending.
Domain
Fintech / Credit Risk / Small Business Lending
Deliverable
production ML models
Required skills
Python, SQL, Time series forecasting, Anomaly detection, Deep learning, Transformers, LLMs, Model explainability, Technical standards setting
Preferred skills
Bank transaction data modeling, Small business lending experience, Revenue-based financing experience
Technologies
Python, SQL, Data warehouses, Deep learning frameworks, Transformers, LLMs
Responsibilities
Build and deploy models for transaction classification and revenue estimation; Partner with Credit on underwriting policy; Partner with Product on product shape; Assess predictive modeling impact; Set technical modeling standards.
Seniority
Staff, hands-on IC with mentorship
