Senior Data Scientist, Financial Services
Core
Build models and tools to shape a financing-first car-buying experience, helping customers understand affordability and move from browsing to buying.
Role type
Senior IC data scientist (financial services)
Builds
Production ML models for pre-qualification, financing intent prediction, and customer journey optimization
Domain
Auto retail + consumer finance
Deliverable
production ML models
Required skills
SQL, Python, decision modeling, statistical rigor, experimentation design, funnel analysis, customer journey analytics
Preferred skills
fintech, consumer finance, auto finance, e-commerce funnels, personalization, model deployment, building new product lines
Technologies
SQL, Python
Responsibilities
Analyze buyer journey and financing funnel data to identify drop-offs and improvement areas; Build models to surface affordable cars and predict monthly payments; Predict financing intent and readiness from on-site behavior; Own pre-qualification end-to-end and optimize conversion; Model trade-offs between down payment, trade-in value, and term choices; Design and analyze experiments for presenting financing; Quantify financing impact on conversion, order value, and customer lifetime value; Partner with data engineering and external financial partners to scale data foundations and refine programs