Director, Risk
Core
Build and own the risk function in a fast-scaling fintech, establishing risk tolerance frameworks for credit, fraud, and operational exposure while embedding controls into products and workflows.
Role type
Senior leadership Director of Risk
Builds
Enterprise risk governance, automated decisioning, and risk reporting infrastructure for a fintech lender
Domain
Fintech, Credit, Fraud, Lending
Deliverable
production ML models
Required skills
Credit risk management, Fraud operations, Risk governance, Team leadership, Cross-functional partnership, Regulatory compliance (BSA/AML, UDAAP), Strategic planning, Data analysis, Executive communication, Product integration
Preferred skills
FRM, CPA, or CFE certification, Experience in card issuing
Technologies
Automated decisioning systems, Risk reporting infrastructure
Responsibilities
Build and maintain enterprise risk tolerance frameworks including delinquency guardrails and fraud targets; Establish second-line risk governance and define approval processes for risk-sensitive decisions; Lead the Risk Committee and executive reporting; Develop and lead Senior Managers for Fraud and Credit operations; Partner with Product and Engineering to embed risk policies into product logic and automation; Collaborate with Sales to balance risk appetite with commercial objectives; Partner with Legal and Compliance on regulatory requirements; Develop risk reporting infrastructure and analyze performance against targets; Translate risk indicators into executive and board-level insights; Identify emerging risks and establish escalation mechanisms.