Credit Risk Analyst
Core
Evaluate creditworthiness of clients, develop risk assessment models, and monitor portfolio risk to minimize organizational losses.
Role type
Credit Risk Analyst
Builds
Credit risk assessment models and risk rating systems
Domain
Finance / Credit Risk
Deliverable
production ML models
Required skills
Financial statement analysis, Credit scoring modeling, Portfolio risk monitoring, Cash flow forecasting, Regulatory compliance
Preferred skills
Credit risk modeling software, Databases
Responsibilities
Analyze financial statements and credit reports to assess credit risk, Develop and maintain credit scoring models and risk rating systems, Monitor credit quality of loan or investment portfolio and identify potential NPLs, Recommend credit limits, terms, and conditions based on risk assessment, Prepare credit approval memos and present credit proposals to the credit committee, Ensure compliance with internal credit policies and external regulatory requirements