Data Scientist Specialist - Gestão de Portfólio Crédito Varejo
Core
Analyze retail credit portfolio composition, concentration, and performance to support strategic credit and collection decisions.
Role type
Data Scientist Specialist (Retail Credit Portfolio Management)
Builds
Financial projections, early warning mechanisms, and quantitative metrics for credit risk and recovery.
Domain
Banking / Retail Credit / Risk Management
Deliverable
dashboards & analysis
Required skills
SQL, Python or PySpark, statistical analysis, credit risk indicators (inadmissibility, roll rate, cure rate), data manipulation for large volumes
Preferred skills
Databricks, SAS, Power BI, cloud environments, predictive modeling, causal analysis, early warning systems
Responsibilities
Analyze portfolio composition, concentration, and delinquency; Develop financial projections and simulations; Build and evolve metrics and segmentation methods; Support early warning system development; Evaluate collection and recovery strategies; Create executive presentations with data storytelling
Seniority
Mid-level, hands-on IC
