CareerPlan

Product Architect - Fintech

Bangalore,Karnataka,IndiaFull-time2026-09-23 → 2026-11-11

Core

Define, design, and deliver end-to-end technical and business solutions for digital payments, mobile money, lending, KYC, and financial services platforms.

Role type

Senior Solution Architect (FinTech)

Builds

Scalable, secure, and regulatory-compliant solutions for digital payments, wallets, merchant transactions, lending, and financial ecosystem integrations.

Domain

Financial Technology (FinTech)

Required skills

Cloud architecture, microservices, containerization, financial protocols (ISO 8583, ISO 20022), API design, risk controls, compliance (PCI-DSS, AML/CFT), fraud detection, credit prediction, capacity planning, performance tuning.

Preferred skills

AI/ML automation in financial use cases, mentoring, commercial acumen.

Technologies

Cloud platforms, microservices, REST/JSON APIs, SOAP, SFTP, OAuth2, JWT, Webhooks, containerization tools.

Responsibilities

Design scalable solutions for digital payments and lending; analyze customer financial operations and compliance requirements; translate business needs into technical designs; engage with banks and partners to define solution scope; support implementation teams during development and rollout; conduct infrastructure capacity planning and performance evaluation.

Seniority

Senior, hands-on IC with leadership and mentorship responsibilities.