Especialista em Ciência de Dados (Modelagem de Crédito)
Core
Develop, implement, and monitor statistical and machine learning models to determine credit contract suitability and prevent fraud for a Brazilian digital bank.
Role type
Senior IC data scientist (credit modeling)
Builds
Credit risk models and fraud prevention strategies
Domain
Financial services / Credit risk
Deliverable
production ML models
Required skills
Python or R, Machine Learning algorithms (decision trees, logistic regression, ensemble, boosting), Statistics and predictive modeling, Big data manipulation (SQL, Spark), Credit risk modeling (PD, LGD, EAD), MLOps and model deployment
Preferred skills
None stated
Technologies
Python, R, SQL, Spark, XGBoost, LightGBM, CatBoost
Responsibilities
Develop, implement, and monitor statistical and ML models; Perform data exploration, cleaning, and preparation; Create reports translating technical results into business insights; Collaborate with multidisciplinary teams to formulate hypotheses and test solutions; Ensure data quality, integrity, and governance
Seniority
Senior, hands-on IC
