Senior Product Manager - Payments
Core
Define and execute the strategic vision for Bitpanda's fiat payments infrastructure, owning the core deposit and withdrawal engines for millions of retail users.
Role type
Senior IC product manager (payments infrastructure)
Builds
Fiat payment rails (SEPA, cards, Open Banking) and transaction state machines for a retail crypto investment platform
Domain
Fintech / Cryptocurrency / Payments
Deliverable
production ML models | product features
Required skills
Strategic product roadmap ownership, API ergonomics, microservices architecture, system observability, payment lifecycle management, conversion optimization, unit economics analysis, automated ledgering design, external provider SLA management
Preferred skills
Experience in high-growth consumer fintech/neobank, deep knowledge of clearing/settlement cycles, proficiency with SQL/Tableau
Technologies
SEPA Instant, Open Banking, microservices, webhooks, Tableau, Qlikview, SQL
Responsibilities
Drive strategic product roadmap for consumer deposits and withdrawals across European geographies; Act as a core leader within cross-functional engineering squad writing precise PRDs; Design robust payment state machines and idempotent systems; Build intelligent payment routing and cascading logic to optimize conversion; Optimize unit economics through routing efficiencies and commercial negotiations; Partner with Finance/Fraud/Risk to design automated ledgering and settlement monitoring tools; Serve as main product contact for external PSPs enforcing SLAs