Business Analyst – Cards Clearing & Settlement (visa / Mastercard)
Core
Business Analyst specializing in Visa and Mastercard clearing, settlement, and reconciliation processes to ensure accurate card transaction processing across multiple markets.
Role type
Senior Business Analyst (Payments & Cards)
Builds
End-to-end card payment ecosystem processes and operational procedures
Domain
Financial Services / Payments / Card Schemes
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Visa clearing & settlement, Mastercard clearing & settlement, card payment processing, financial reconciliation, interchange concepts, chargeback management, issuing/acquiring business models, functional specification writing, process modeling, SQL, API integration understanding, UAT coordination, AI tool utilization
Preferred skills
ISO 8583 messaging standards knowledge, payment processor experience, multinational banking environment experience, regulatory compliance familiarity
Technologies
SQL, AI-assisted analysis tools, Generative AI tools
Responsibilities
Analyze and manage end-to-end card transaction flows from authorization through settlement, investigate and resolve clearing/settlement discrepancies, support interchange and scheme fee initiatives, gather and document business requirements, translate needs into functional specifications, monitor Visa and Mastercard rule changes, coordinate implementation of scheme mandates, troubleshoot operational incidents and support root cause analysis
Seniority
Senior, hands-on IC
