Co-Founder & CTO – Fintech (m/f/d) · Munich
Hybrid · AustriaNo visa sponsorship
Core
Building a fintech product that automatically invests a small share of every purchase into global ETFs using Open Banking infrastructure.
Role type
Co-Founder & CTO (technical leadership)
Builds
A behavioral finance layer on top of existing bank accounts
Domain
Fintech, Open Banking, Consumer Finance
Deliverable
production ML models
Required skills
React Native, full-stack development, system architecture, AI tool usage, security engineering
Preferred skills
Startup founding experience, product strategy, user behavior analysis
Technologies
React Native, Open Banking APIs, ETF integration
Responsibilities
Define technical architecture and stack, lead first engineering hires, own product direction and technical strategy, navigate regulatory and market ambiguity
Seniority
Co-Founder, full ownership
