CareerPlan

Senior Data Scientist

New York CityFull-time$170k–$220k2026-11-08
No visa sponsorship

Core

Own the underwriting model to estimate individual member risk and price group policies accurately for a health insurance startup.

Role type

Senior IC data scientist (underwriting)

Builds

Production underwriting models and pricing systems for health insurance

Domain

Health insurance / Actuarial science

Deliverable

production ML models

Required skills

Python, SQL, Spark, predictive modeling, feature engineering, model validation, healthcare data experience, end-to-end problem ownership

Preferred skills

Claims data familiarity, Series C startup experience, underwriting/actuarial background, ML engineering

Technologies

Python, SQL, Spark

Responsibilities

Evaluate existing underwriting model and identify gaps in risk estimates; Develop evaluation frameworks to stress test model outcomes; Build features capturing full member risk while accounting for dataset bias; Experiment with ML architectures balancing efficacy and generalizability; Prove model lift using backtesting harnesses before deployment.

Seniority

Senior, hands-on IC