Credit and Collection Analyst
Core
Evaluates customer credit limits and risk ratings, analyzes high-risk accounts to prevent delinquencies, and manages deficiency account databases.
Role type
mid-level individual contributor credit and collection analyst
Builds
credit risk assessments, collection strategies, and deficiency account databases
Domain
Financial Services / Credit Risk
Required skills
Credit Analysis, Credit Risk Management, Data Analysis, Financial Analysis, SQL, Auditing, Underwriting, Due Diligence, Portfolio Management, Risk Analysis
Preferred skills
Certified Accounts Payable Professional (CAPP), Certified Professional in Credit and Collections (CPCC)
Responsibilities
Evaluates and recommends customer credit limits and risk ratings based on credit scores; Analyzes high-risk customers to devise strategies preventing delinquencies; Creates and maintains an Access database for deficiency accounts; Reviews internal audit reports to ensure correct payment allocation and resolves discrepancies; Negotiates initial payments with customers and sales personnel; Supports dispute resolution procedures; Develops conclusions, recommendations, and written reports through research and data analysis.
Seniority
Mid-level, hands-on IC