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Senior Backend Engineer - Fynn (AI Credit Coach)

San Francisco Office💼 Full-time💰 $244,000–$244,000🗓 2026-06-29 → 2026-07-31

Core

Building the backend intelligence layer for an AI credit coach that analyzes user financial profiles to deliver personalized guidance, automate debt negotiation, and prevent credit mistakes at scale.

Role type

Senior Backend Engineer (AI/LLM Systems)

Builds

Conversational AI layer, personalization engine, LLM-powered agent workflows, and orchestration systems connecting users to financial tools.

Domain

Fintech / Consumer Credit / AI

Deliverable

production ML models | product features

Required skills

distributed systems design, background job processing, database optimization, caching strategies, API design, observability, reliability engineering

Preferred skills

LLM product development (RAG, agentic workflows, prompt engineering), AI quality/safety systems (evaluation, guardrails), payment systems infrastructure, fintech domain knowledge, technical leadership, mentorship

Technologies

LLM providers, retrieval systems, voice agents, credit bureau data integrations, background job queues (Sidekiq/Resque)

Responsibilities

Design and implement core backend systems for conversational AI and personalization; build LLM-powered workflows and agents with tool-calling; own evaluation infrastructure for accuracy, tone, and compliance; build systems to detect financial challenges and surface tailored next steps; integrate with internal services and third-party credit/financial providers; enhance observability and fault tolerance for AI-critical systems; evolve systems from reactive to proactive guidance.

Seniority

Senior, hands-on IC with technical leadership

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