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CTO & Technical Co-Founder (m/f/d)

Onsite or remote • Munich+1💼 Full-time🗓 2026-06-25

Core

Architect and build a full mobile fintech product (Open Banking, AI-driven transaction categorization, automated investment flows) serving European consumers.

Role type

Founding CTO & Technical Co-Founder

Builds

Mobile product, backend API, secure financial infrastructure, core engine for Open Banking and AI features

Domain

Fintech, Open Banking (PSD2), AI/ML

Deliverable

production ML models | product features | infrastructure

Required skills

React Native, TypeScript, Tailwind, full-stack architecture, AI tooling, secure financial infrastructure design, CI/CD, compliance-aware architecture

Preferred skills

User behavior analysis, product direction leadership, startup founding experience

Technologies

React Native, TypeScript, Tailwind

Responsibilities

Architect and build the full mobile product; Lead backend and API strategy; Build the core engine for Open Banking and AI; Design secure financial infrastructure; Set up operational foundation (CI/CD, monitoring); Work closely with CEO and CFO to translate financial logic into product experiences

Seniority

Founding, hands-on IC & strategy

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