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Senior Data Scientist

💼 Full-time🗓 2026-07-29

Core

Build and deploy machine learning and experimentation systems for a card-linked offers platform to improve user engagement and partner ROI.

Role type

Senior IC machine learning engineer (personalization & causal inference)

Builds

Production-grade ML models, feature stores, and experimentation systems for offer personalization and ranking.

Domain

Fintech / Card-linked offers / Personalization

Deliverable

production ML models

Required skills

Applied machine learning in production, recommendation systems, ranking models, causal inference, A/B testing, Python, SQL, large-scale data processing

Preferred skills

Propensity modeling, collaborative filtering, embeddings, event-driven data, Spark, Airflow, dbt, AWS/GCP

Technologies

PyTorch, XGBoost, pandas, scikit-learn, Spark, Airflow, dbt, AWS, GCP

Responsibilities

Build and ship ML models for offer personalization and ranking; Develop features and training pipelines on large-scale transaction datasets; Design and analyze A/B tests and incrementality experiments; Apply causal inference methods to quantify partner ROI; Partner with engineers to productionize models including feature stores and real-time scoring; Improve ranking/recommendation systems to optimize engagement and retention; Contribute to attribution and measurement systems; Translate modeling outputs into actionable insights; Own projects end-to-end from problem framing to post-launch evaluation; Define best practices for experimentation and data quality.

Seniority

Senior, hands-on IC

Rewrite
## About the Role As a Senior Data Scientist at Kard, you will build and deploy machine learning and experimentation systems that power our card-linked offers platform. Your work will directly improve how users discover and engage with offers, and how partners measure ROI. You'll operate across personalization, ranking, and causal measurement - partnering closely with Product, Engineering, and Sales to turn behavioral transaction data into production-grade models and insights. ## Responsibilities - Build and ship ML models that drive offer personalization, ranking, and targeting using transaction, merchant, and user behavioral data. - Develop features and training pipelines on top of large-scale event and transaction datasets (e.g., spend patterns, visit frequency, merchant affinity). - Design and analyze A/B tests and incrementality experiments to measure campaign and model impact. - Apply causal inference methods (e.g., matching, uplift modeling, diff-in-diff) to quantify partner ROI and user behavior changes. - Partner with ML and Data Engineers to productionize models, including feature stores, batch/real-time scoring, and monitoring. - Improve and iterate on ranking/recommendation systems to optimize engagement, conversion, and retention. - Contribute to attribution and measurement systems that help brands understand incremental value from Kard campaigns. - Translate complex modeling outputs into clear, actionable insights for internal teams and external partners. - Own projects end-to-end: problem framing, data exploration, modeling, deployment, and post-launch evaluation. - Help define best practices for experimentation, model evaluation, and data quality across the team. ## Desired Skills - 6+ years of experience in data science, with meaningful experience in applied machine learning in production. - Strong experience with recommendation systems, ranking models, or personalization (e.g., propensity models, collaborative filtering, embeddings). - Solid grounding in statistics and experimentation, including A/B testing and incrementality measurement. - Experience with causal inference approaches for real-world observational data. - Proficiency in Python (pandas, scikit-learn, PyTorch/XGBoost) and SQL; experience working with large-scale datasets. - Experience working with event-driven or transaction-level data (fintech, ads, marketplaces, or similar domains preferred). - Familiarity with modern data/ML stacks (e.g., Spark, Airflow, dbt, feature stores, cloud platforms like AWS/GCP). - Experience collaborating with engineers to deploy models into production systems (APIs, batch jobs, real-time scoring). - Ability to connect modeling work to business outcomes like conversion, lift, retention, and ROI. - Strong communication skills; able to explain tradeoffs and results to both technical and non-technical audiences. - Pragmatic, product-minded, and impact-driven. - U.S. core business hours availability and willingness to travel for company meetings. ## About the Company Kard is a card-linked offers platform.
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