Associate Director, Payments & Cash Management Risk (First Line) - Institutional
Core
First line risk professional providing independent advice and constructive challenge on non-financial risks for a major payments and cash management franchise in Transaction Banking.
Role type
Associate Director, First Line Risk (Product-facing)
Builds
Safe, resilient, and client-friendly payments and cash management products
Domain
Financial Services / Transaction Banking / Payments & Cash Management
Required skills
Non-financial risk management, operational risk, compliance, technology risk, cyber risk, data risk, fraud risk, financial crime risk, third-party risk, conduct risk, resilience risk, risk assessment, control reviews, issue and incident management, risk reporting, risk-in-change, stakeholder influence, analytical problem-solving
Preferred skills
Trade finance, supply chain finance, sanctions knowledge, regulatory change experience, major institutional bank experience
Technologies
N/A
Responsibilities
Provide first line non-financial risk advice across domestic and cross-border payments, liquidity, cash management, receivables, payables, virtual accounts, and client connectivity; Lead identification, assessment, monitoring, and reporting of material non-financial risks; Challenge risk profiles, control effectiveness, and operational readiness; Lead risk input into new products, enhancements, and regulatory/strategic programs; Prepare insights and recommendations for senior stakeholders; Partner with Product, Operations, Technology, Compliance, Legal, Financial Crime, Risk, and Audit; Help lift risk frameworks, governance, and controls across Transaction Banking
Seniority
Senior, hands-on IC
