Rating Analyst – Structured Finance, Colorado or Toronto
Core
Evaluate credit risk of securitized products and fund structures by analyzing asset performance, structural protections, cash-flow mechanics, and stress scenarios to deliver credit opinions for issuers and investors.
Role type
Structured Finance Credit Analyst
Builds
Credit opinions and rating committee materials for complex financial instruments
Domain
Structured Finance / Credit Risk
Required skills
Credit analysis, Financial statement analysis, Data analysis, Financial modeling, Generative AI tools, Spreadsheet proficiency, Risk assessment, Data validation, Stakeholder communication, Documentation
Preferred skills
CFA certification, Master's degree, Experience with automation tools, Experience supporting junior colleagues
Technologies
Generative AI, Large Language Models (LLMs), Spreadsheet tools, Automation tools
Responsibilities
Own delivery for assigned credits and maintain surveillance, Build credit judgment and support junior colleagues, Contribute to AI-enabled productivity and workflow improvements, Prepare materials for rating committees and translate analysis for stakeholders, Collect and validate data while documenting assumptions, Apply governance requirements and test automation tools
Seniority
Mid-level (2-3 years experience), hands-on IC