Rating Analyst – Structured Finance, Colorado or Toronto
Core
Evaluate credit risk of securitized products and fund structures by analyzing asset performance, structural protections, cash-flow mechanics, and stress scenarios to deliver credit opinions for issuers and investors.
Role type
Structured Finance Rating Analyst
Builds
Credit opinions and rating committee materials for complex financial instruments
Domain
Structured Finance / Credit Risk
Required skills
Credit analysis, Financial statement analysis, Data analysis, Financial modeling, Generative AI tools, Spreadsheet proficiency, Risk assessment, Securitization knowledge, Stress testing, Data validation
Preferred skills
CFA certification, Master's degree, Advanced data automation tools
Technologies
Generative AI, Large Language Models (LLMs), Spreadsheet tools
Responsibilities
Own delivery for assigned credits and maintain surveillance, Build credit judgment and support junior colleagues, Prepare materials for rating committees, Apply confidentiality and governance requirements, Use AI tools to support research and drafting, Collect and validate data to identify anomalies
Seniority
Mid-level (2-3 years experience)