CareerPlan

Sr Lead Product Manager, Risk Decisioning

San Jose, California, United States of AmericaFull-time$197k–$292k2026-10-29 → 2026-11-10

Core

Lead product direction for a risk domain across a portfolio of strategies, partnering with risk strategy leaders to set vision, multi-year strategy, and product plans for the Risk Decisioning Platform.

Role type

Senior Lead Product Manager (Risk Decisioning)

Builds

Next-generation Risk Decisioning Platform, risk strategies, and product features for customer protection and global commerce.

Domain

Fintech / Payments / Risk Management

Deliverable

production ML models

Required skills

Risk domain expertise (fraud, account integrity, credit), product strategy, cross-functional leadership, data-driven decision-making, quantitative risk metrics, platform roadmap planning, experimentation design, executive stakeholder management, mentoring.

Preferred skills

Multi-year product vision, leading multi-team risk portfolios, deep knowledge of risk decisioning mechanics (rules, ML models, features, step-up treatments), controlled rollouts, major platform transitions, establishing repeatable product practices.

Technologies

ML models, rules engines, experimentation frameworks, risk metrics dashboards

Responsibilities

Drive product strategy with cross-functional stakeholders; plan and implement architectural roadmap balancing innovation, technical implementation, regulatory requirements, and profitability; assess customer experience and needs; set up data gathering mechanisms for product success metrics; lead workstreams including analytics, customer discovery, and market research; oversee product profitability measures and budget; plan operational mechanisms for execution and accountability; partner with content strategists, data scientists, designers, and researchers; mentor product managers.

Seniority

Senior Lead, hands-on IC with strategic scope