CareerPlan

Senior Lead Product Manager, Risk Decisioning Platform

San Jose, California, United States of AmericaFull-time$197k–$334k2026-10-16 → 2026-11-10

Core

Lead product direction for a risk domain across a portfolio of strategies, setting vision and multi-year strategy to optimize loss reduction, approval rates, and customer experience for PayPal's global commerce network.

Role type

Senior Lead Product Manager (Risk Decisioning Platform)

Builds

Next-generation Risk Decisioning Platform and risk strategies for merchants and consumers

Domain

Fintech / Payments / Risk Management

Deliverable

production ML models

Required skills

Risk domain expertise (fraud, account integrity, credit), multi-year product strategy, cross-functional leadership, executive stakeholder management, quantitative risk metrics analysis, platform roadmap planning, legacy system migration, experimentation design, team mentoring

Preferred skills

Deep knowledge of risk decisioning mechanics (rules, ML models, features, step-up treatments), controlled rollout execution, platform transition leadership

Technologies

Risk Decisioning Platform, ML models, rules engines, experimentation frameworks

Responsibilities

Set domain vision and multi-year strategy; plan architectural roadmap balancing innovation, regulation, and time-to-market; assess customer experience and needs; lead workstreams for analytics, discovery, and competitive analysis; oversee product profitability and budget; plan operational mechanisms for execution; partner with data scientists and designers; mentor product managers; influence executive stakeholders

Seniority

Senior Lead, hands-on IC with strategic scope