Credit Officer II
Core
Delivering strategic, integrated debt capital solutions to middle market commercial banking clients across Florida.
Role type
Senior IC credit officer (middle market commercial banking)
Builds
Revolving credit facilities, term loans, and syndicated financings for public and private companies with revenues from $50MM to $2BN+.
Domain
Commercial banking / Middle market lending
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit structuring, financial analysis and underwriting expertise, risk assessment, portfolio management, loan documentation and negotiation, complex transaction management
Preferred skills
Strategic guidance on capital structure and liquidity, mentorship and coaching of junior team members
Technologies
Financial statement analysis, cash flow modeling
Responsibilities
Lead client and prospect engagement related to credit and debt capital solutions, structure and recommend tailored credit solutions aligned with client needs and risk parameters, lead negotiations of loan terms, covenants, and documentation, own and actively manage portfolio asset quality including risk identification and mitigation, act as a credit approver in coordination with Risk, provide mentorship, coaching, and oversight to junior underwriting and analyst team members
Seniority
Senior, hands-on IC
