Senior Credit Analyst
Core
Provide independent credit assessment for Corporate and Structured Finance transactions across APAC, analyzing counterparties, financial performance, and repayment capacity to support sound credit decisions.
Role type
Senior Credit Analyst (Corporate & Structured Finance)
Builds
Credit memoranda, risk assessments, and independent recommendations for financing structures.
Domain
Banking, Corporate Finance, Structured Finance, APAC Markets
Required skills
Financial statement analysis, Cash flow analysis, Repayment capacity analysis, Financial modeling, Scenario and sensitivity analysis, Covenant and security package assessment, Industry and regulatory risk evaluation, Credit policy knowledge
Preferred skills
CFA, FRM, Postgraduate studies in Finance/Accounting, APAC market expertise, Italian language proficiency
Technologies
Microsoft Excel, Microsoft Word
Responsibilities
Review Corporate and Structured Finance proposals including new transactions, refinancings, and waivers; Assess counterparties, financial performance, and financing structures; Evaluate business profiles, sponsors, and ownership structures; Prepare credit memoranda highlighting strengths, risks, and mitigants; Monitor exposures and support annual reviews to identify deterioration risks.
Seniority
Senior, hands-on IC