Internal Property Surveyor (RICS Qualified)
Core
Internal Chartered Surveyor providing RICS-qualified expertise for residential, commercial, and mixed-use property collateral valuations to support regulatory capital, provisioning, and lending decisions.
Role type
Senior IC property surveyor (RICS qualified)
Builds
Internal valuation reports, regulatory compliance evidence, and portfolio-level collateral insights
Domain
Banking / Real Estate Finance / Regulatory Compliance
Required skills
RICS Valuation Standards (Red Book), Basel 3.1/CRR3 regulatory requirements, commercial and residential property valuation methodologies, regulatory capital and provisioning calculations, external valuer panel management, AVM and statistical revaluation analysis
Preferred skills
Experience within a bank or building society, workout and forbearance case management
Technologies
AVMs, statistical/index-based revaluation tools
Responsibilities
Perform internal revaluations and desktop assessments of property assets held as collateral; Provide valuation commentary on back-book assets and guide underwriting teams; Identify assets requiring full revaluation based on market conditions; Support internal audit and regulatory reviews (PRA/FCA) with valuation governance evidence; Maintain accurate valuation records and audit trails; Translate regulatory developments into internal valuation policy changes
Seniority
Senior, hands-on IC