Credit Analyst
Core
Assess, monitor, and manage counterparty credit risks associated with lending, trading, and investment activities within approved risk appetite.
Role type
Senior IC credit analyst
Builds
Credit decisions and recommendations for lending, trading, and investment portfolios
Domain
Banking / Financial Services / Credit Risk
Required skills
Financial statement analysis, Cash flow modeling, Loan-to-value assessment, Debt-service coverage analysis, Collateral management, Security package design, Regulatory compliance, Risk reporting, Credit decisioning, Stakeholder advisory
Preferred skills
Real estate finance, Property finance, Structured lending, UK market knowledge
Technologies
N/A
Responsibilities
Critically assess valuation assumptions and sustainable cash flows; Design or challenge security packages and collateral arrangements; Make credit decisions in line with lending policies; Identify and mitigate credit risks through facility conditions; Build relationships with business stakeholders as a trusted advisor.
