Loan Review Commercial Examiner II
Core
Independently conducts comprehensive borrower file reviews across commercial loan portfolios to assess underwriting adequacy, risk ratings, and regulatory adherence.
Role type
Senior IC commercial credit risk examiner
Builds
Risk assessments and workpapers supporting the bank's Expected Loss determination
Domain
Banking / Commercial Credit Risk
Required skills
Commercial credit analysis, credit risk assessment, risk rating, regulatory compliance interpretation, covenant adherence analysis, collateral valuation, repayment capacity assessment, industry risk analysis, workpaper documentation, workflow management
Preferred skills
Syndicated and leveraged loan experience, influence without authority, data-driven advocacy, professional development of peers
Technologies
Microsoft Office, custom banking applications and systems
Responsibilities
Conduct independent reviews of commercial loan files, interpret regulatory feedback and bank policies, analyze borrower-specific information including management capability and legal documentation, develop risk rating assessments, produce workpapers for internal and external presentation, resolve discrepancies with lending staff, maintain confidentiality of customer information
Seniority
Senior, hands-on IC