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Principal Product Manager, Fraud and Risk

San Francisco, CA, US💼 Full-time💰 $230,000–$260,000🗓 2026-04-24 → 2026-07-26

Core

Architecting systems, controls, and decisioning to protect credit products, consumer payments, and homeowner experiences while maintaining a seamless user journey.

Role type

Principal Product Manager (Fraud & Risk)

Builds

Fraud detection and risk scoring systems, real-time defenses, and product-side risk controls.

Domain

Fintech, consumer finance, and sustainable energy financing.

Deliverable

production ML models | product features

Required skills

Fraud vector expertise (ATO, synthetic identities, mule accounts), KYC/AML compliance, risk modeling, data-driven decision making, vendor evaluation, regulatory alignment.

Preferred skills

Systems-level thinking, autonomy in fast-moving environments, senior stakeholder influence.

Technologies

AI-powered applications, behavioral signals, device intelligence platforms.

Responsibilities

Set end-to-end fraud and risk product strategy; own roadmap for fraud detection and risk scoring systems; partner with Engineering and Data Science to advance models and rules; strengthen identity and account integrity controls; prevent fraud-driven disputes and chargebacks; analyze fraud patterns and losses to reduce fraud while preserving customer experience; manage key vendor relationships; ensure regulatory compliance and audit readiness.

Seniority

Principal, hands-on IC

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