Credit Products Analyst Sr.
Core
Conduct financial analysis, risk ratings, and credit due diligence to support commercial loan structuring and portfolio management.
Role type
Senior credit analyst (commercial banking)
Builds
Commercial loan products and credit portfolios
Domain
Banking / Commercial Credit
Required skills
Financial modeling, credit risk assessment, industry research, financial covenant tracking, credit approval memorandum preparation, market and collateral analysis
Preferred skills
Commercial credit structuring, deal underwriting
Technologies
Excel (pivot tables, financial modeling), CRM systems
Responsibilities
Conduct financial spreading and risk rating analysis; Perform detailed credit due diligence and industry research; Monitor borrower performance and track financial covenants; Assist in structuring new loans and modifications; Prepare internal credit approval memoranda; Partner with Relationship Managers to prepare financing-related pitch materials
Seniority
Senior, hands-on IC