Commercial Real Estate Senior Credit Analyst (multiple levels)
Core
Manage portfolio risk for commercial real estate assets by underwriting new originations, analyzing borrower financials and property cash flows, and monitoring covenant compliance.
Role type
Senior IC credit analyst (commercial real estate)
Builds
Credit analyses, risk ratings, and monitoring reports for CRE loan portfolios
Domain
Commercial real estate lending and credit risk
Required skills
CRE underwriting, financial statement analysis, cash flow modeling, covenant compliance testing, credit risk assessment, written credit narratives, Microsoft Excel (advanced), loan documentation concepts
Preferred skills
Experience with nCino, CoStar, and other CRE research platforms, experience authoring credit memoranda, construction and bridge loan underwriting
Technologies
nCino, CoStar, Microsoft Excel, Microsoft Office Suite
Responsibilities
Underwrite new originations and portfolio exposures for a broad range of CRE asset classes; Analyze borrower financials, property cash flows, collateral valuation, sponsor strength, covenant sensitivities, and market conditions; Prepare clear, comprehensive written credit analyses and supporting documentation; Support existing property transactions and ground-up construction projects including budget monitoring; Perform accurate and consistent spreading of borrower financial statements; Proactively identify and communicate emerging risks at the transaction and portfolio level
Seniority
Senior, hands-on IC