Kreditanalyst Firmenkunden (m/w/d)
Core
Independent analysis and assessment of credit applications and existing credit engagements for corporate and commercial customers.
Role type
Corporate credit analyst
Builds
Credit decisions and risk assessments for corporate clients
Domain
Banking / Corporate Finance
Required skills
Credit analysis, Financial statement analysis, Business plan evaluation, Collateral assessment, Cash flow analysis, Regulatory compliance knowledge
Preferred skills
Banking qualification, Business studies background, Advanced analytical skills, High numerical affinity
Technologies
Financial modeling tools, Rating systems, Business intelligence software
Responsibilities
Analyze and evaluate credit applications and existing credit portfolios, Create comprehensive credit ratings based on economic and regulatory criteria, Assess economic conditions of companies using financial statements and business plans, Evaluate credit collateral and capital service ability, Prepare and support credit decisions within competency regulations, Collaborate with specialized departments and contribute to internal credit process development