Bankkaufmann (m/w/d)
Core
Credit specialist handling complex corporate and private credit engagements, risk assessment, and loan approvals.
Role type
Corporate credit specialist (Bankkaufmann)
Builds
Credit and security contracts, loan protocols, and credit monitoring reports.
Domain
Banking / Corporate lending
Required skills
Credit risk assessment, corporate lending expertise, collateral evaluation, credit approval, contract creation, regulatory compliance (KWG)
Preferred skills
Additional qualification as Bankfachwirt/in or Bankbetriebswirt/in, experience in commercial credit business
Technologies
VR-Ratingverfahren
Responsibilities
Evaluate and assess complex credit engagements over 750k EUR, vote on and approve credits within own competencies, monitor requirements per § 18 KWG, analyze economic documents for corporate and private clients including creditworthiness assessment, order and evaluate collateral and real estate within small loan limits, maintain close contact with sales colleagues, create credit and security contracts and credit protocols, perform monitoring tasks from credit processing
Seniority
Entry-level (Direct entry)