Kreditanalyst (m/w/d)
Core
Analyze and assess the financial conditions of corporate and/or private customers, make credit decisions, and monitor existing credit engagements.
Role type
Credit Analyst
Builds
Credit decisions and risk assessments for corporate and private clients
Domain
Banking / Credit Risk
Required skills
Financial statement analysis, Credit risk analysis, Financial ratio analysis, Credit decision-making, MS Office (Excel), Analytical thinking
Preferred skills
Experience in market follow-up credit, Risk management
Technologies
MS Office, Excel
Responsibilities
Create and review credit applications, Conduct creditworthiness and risk analyses, Evaluate annual financial statements and business economic outputs, Analyze and assess collateral and financing structures, Monitor existing credit engagements and identify risks early, Create ratings and risk assessments, Collaborate with market, market follow-up, risk management, and other internal interfaces, Accompany credit processes from application to decision, Contribute to the further development of credit processes and standards
Seniority
Mid-level, hands-on IC