Referent Kreditanalyse (m/w/d)
Core
Analyze and evaluate commercial credit customers using annual financial statements and other financial documents to assess creditworthiness and risk.
Role type
Credit Analyst
Builds
Credit risk assessments and ratings for a regional bank
Domain
Banking / Commercial Lending
Required skills
Financial statement analysis, Credit risk assessment, Capital service capability analysis, Regulatory compliance (KWG §18), Economic development evaluation
Preferred skills
Accounting knowledge, Economic studies background
Technologies
None stated
Responsibilities
Analyze and evaluate commercial credit customers based on annual financial statements and other financial documents, Create sound creditworthiness analyses, ratings, and credit assessments, Review capital service capability and evaluate the economic development of individual engagements, Comment on risk-relevant credit cases as a basis for internal decision-making processes, Monitor relevant credit portfolios considering legal requirements, Provide expert support to customer care during complex credit and balance sheet discussions