Spezialist Bonitätsanalyse (m/w/d)
Core
Analyze and assess the financial conditions of private and corporate customers, evaluate annual and consolidated financial statements, and perform balance sheet analyses for credit decisions.
Role type
Credit risk analyst (bonita analysis)
Builds
Credit decisions and capital service calculations for commercial engagements
Domain
Banking and financial services
Required skills
Financial statement analysis, Balance sheet analysis, Capital service calculation, Consolidation of financial statements, Credit risk assessment, German accounting standards (HGB), International accounting standards (IFRS), Bank system proficiency
Preferred skills
Experience in credit processing or accounting, Knowledge of IFRS, Structured and independent work style
Responsibilities
Analyze and assess the economic conditions of private and corporate customers, Evaluate and prepare annual and consolidated financial statements according to HGB and international standards, Conduct balance sheet analyses including interpretation of key figures and anomalies, Create capital service calculations for commercial engagements, Consolidate financial statements of affiliated companies, Maintain and process credit-relevant financial and income data in banking systems