Kreditreferent (m/w/d)
Core
Analyzing and approving corporate loan applications, assessing collateral values, and managing the full credit lifecycle including disbursements and monitoring.
Role type
Credit Analyst / Credit Officer
Builds
Corporate loan facilities and credit agreements
Domain
Banking / Corporate Lending
Required skills
Credit analysis, Collateral valuation, Financial statement analysis, Capital adequacy calculation, Risk assessment, Contract administration
Preferred skills
Bank training or business studies, Experience in corporate lending, Knowledge of capital requirement calculations
Technologies
N/A
Responsibilities
Prepare and analyze loan applications for decision-making, Vote on and make independent credit decisions within delegated authority, Determine collateral values and assess securities, Create credit and security agreements including disbursement processes, Ensure proper credit administration and ongoing loan monitoring, Process renewals, repayment changes, and trustee assignments