Kreditreferent (m/w/d)
Core
Analyzing credit applications, making independent lending decisions, and managing the full credit lifecycle for corporate clients.
Role type
Credit Analyst / Credit Officer
Builds
Corporate loan portfolios and secured credit facilities
Domain
Banking / Corporate Lending
Required skills
Credit analysis, Collateral valuation, Capital adequacy calculation, Risk assessment, Contract administration, Loan monitoring
Preferred skills
Bank training, Business administration degree, Experience in corporate credit business
Technologies
Credit administration systems, Financial modeling tools
Responsibilities
Prepare and analyze credit applications for decision-making, Vote on and make independent credit decisions within delegated authority, Determine collateral values and evaluate security assets, Create credit and security agreements including disbursement processes, Ensure proper credit administration and ongoing loan monitoring, Process renewals, repayment changes, and trustee assignments