Mitarbeiter (m/w/d) Marktfolge Aktiv - Kreditvergabe Individual
Core
Reviewing and approving individual loan applications, creating credit and security agreements, and analyzing economic conditions for private and corporate clients.
Role type
Senior credit analyst (individual lending)
Builds
Individual loan products and credit facilities
Domain
Banking / Consumer & SME lending
Required skills
Credit risk analysis, financial statement analysis, cash flow calculation, collateral management, regulatory compliance (MaRisk, KWG), credit scoring
Preferred skills
agree21 system experience, MS Office proficiency
Responsibilities
Formal and substantive review of loan applications, creation of credit and security agreements, analysis of economic conditions including debt service capacity calculations, verification of disbursement conditions, management of loan collateral, preparation of second opinions and creditworthiness checks, approvals within dual competence frameworks, evaluation of relevant documents per § 18 KWG
Seniority
Mid-level, hands-on IC